Ayushman Card Download Process for Migrant Workers

The Ayushman Bharat Card, also referred to as the Ayushman Bharat Golden Card, is a significant health benefit tool under the Pradhan Mantri Jan Arogya Yojana (PMJAY). For migrant workers, who often struggle with unstable income and limited access to quality healthcare, this scheme is a lifeline. It offers free annual health insurance coverage of up to Rs 5 lakh for eligible families, including treatment in both public and empaneled private hospitals across India. Understanding the download process is vital for migrant workers who may frequently move between states and face challenges in accessing consistent healthcare.

Understanding Eligibility for Migrant Workers

Migrant workers are often part of the economically weaker sections of society, many of whom are listed in the Socio-Economic Caste Census (SECC) 2011. If they are listed in the SECC database and meet the criteria outlined by PMJAY, they are eligible for the Ayushman Bharat scheme. Even though they may shift from one region to another for work, their registration and entitlement remain valid across India. This portability ensures that once the card is downloaded and activated, a migrant worker can avail of healthcare services irrespective of their location.

Using the PMJAY Official Website for Card Download

One of the most accessible ways for migrant workers to download their Ayushman Card is through the PMJAY official website. They can start by visiting https://beneficiary.nha.gov.in. After reaching the site, the user should choose the “Beneficiary” section. Here, entering the mobile number linked to their PMJAY record and filling in the CAPTCHA code displayed on the screen is essential. A One-Time Password (OTP) will be sent to this number, which needs to be verified to proceed.

After successful verification, migrant workers should select their scheme (PMJAY), state, and district. They can confirm their eligibility and locate their records using identifiers such as Aadhaar number, Family ID, or PMJAY ID. Once the details are matched, and the card is shown as approved, users can complete the final OTP authentication to download the card in PDF format.

Alternate Download through BIS Portal

The BIS (Beneficiary Identification System) portal provides another convenient option, especially useful for those who may find issues accessing their cards through the primary PMJAY site. To use this method, migrant workers need to go to https://bis.pmjay.gov.in. On the homepage, selecting the “Download Ayushman Card” option will prompt the user to input a registered mobile number. The number should be the same as the one used during PMJAY enrollment. After solving a case-sensitive CAPTCHA and clicking “Validate,” the user can then proceed to confirm their identity using Aadhaar and other relevant scheme-related information.

Once verification is complete, the download link for the Ayushman Bharat Card becomes available. Migrant workers can then save it to their phones or print it for future use at hospitals and clinics under the scheme.

DigiLocker as a Mobile-Friendly Option for Migrants

For migrant workers constantly on the move, DigiLocker presents a particularly useful solution. This government-backed digital platform allows secure document storage that can be accessed anytime, anywhere. Workers can either download the DigiLocker app or access it through the official website. After logging in or registering, the user should search for “Ayushman Bharat” in the document section.

The process involves selecting the PMJAY option, entering the user’s PMJAY ID, and choosing the state where the worker was registered under the scheme. After entering these details, clicking the “Get Document” option allows the system to verify the information. Once approved, the Ayushman Card will appear in digital format and remain stored in the DigiLocker account for easy reference. This mobile accessibility is a game changer for migrant workers who might not always carry physical documents during travel.

Common Issues Faced by Migrant Workers and Solutions

Migrant workers often face issues like mobile number mismatch, Aadhaar linking errors, or difficulty remembering registration details. In such cases, local health centers, Common Service Centers (CSCs), or PMJAY help desks can assist in updating mobile numbers or recovering account details. These centers also provide in-person support for those unfamiliar with online procedures or who lack access to smartphones or the internet.

It is also advisable for migrant workers to keep their Aadhaar cards updated and ensure the registered mobile number is active. As most verification steps involve OTP authentication, maintaining access to the registered number is critical. In areas with poor connectivity or digital literacy, NGOs and grassroots health workers often assist in card download and usage.

Portability of the Ayushman Card across States

One of the major advantages of the Ayushman Bharat scheme is its portability across states. Once a migrant worker downloads the Ayushman Card, they can use it in any empaneled hospital across the country. This is particularly useful for seasonal laborers and workers in urban construction, manufacturing, or agricultural sectors who move frequently for employment. The downloaded card ensures uninterrupted access to healthcare, regardless of their temporary location.

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